Thursday 1 December 2016

The PokerNews debate and why it’s easier to sell tea

PokerNews writer Marty Derbyshire offends poker players after suggesting they are lazy vagabonds who offer little value to the world and Lee Davy shares his opinion on the ensuing flak that followed.

Brian Hastings is quitting poker to sell tea.

The PokerNews debate and why it’s easier to sell teaThe man who won $4.2 million in four hours against Viktor Blom has had enough. I know because Hastings said so on his blog – an invention that allows anyone with Internet access and an opinion to divulge in the freedom of speech we hold so dear to our hearts.

Hastings commented on the consequences of being accused of cheating after the Blom match (he studied hand histories obtained from a third-party). And this sentence got my grey matter flowing like mercury.

“Poker media probably doesn’t have my best interests at heart.”

It was a sentence that was apt given that it appears PokerNews have parted ways with the writer Marty Derbyshire after an opinion piece he wrote raised the hackles on the backs of professional poker players so much, they demanded that PokerNews fire him.

The article A PokerNews Debate: Should Professional Poker Exist? has since been pulled from the site by PokerNews, and Matthew Parvis, Chief Creative Officer, iBus Media has released a statement apologising about the nature of the content.

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 Matthew Parvis @MatthewParvis
A short message to the poker community in regards to a piece that was mistakenly published last night. http://screencast.com/t/pKCVY3Dl
10:55 PM - 25 Nov 2016
2016-11-25_1244
Shared from Screencast.com
screencast.com
  17 17 Retweets   49 49 likes
Poker writer, Steve Ruddock, managed to find a link to the article, and I suggest you read it first before continuing here.

Freedom of Speech

On a personal note, I have liked the angle PokerNews has taken in recent months, and how they have used Derbyshire in the role of pantomime villain.

As a writer, it has been obvious that Derbyshire has been trying hard to push the boundaries of opinion writing in a bid to attract attention to the articles he writes. I assume, until his most recent post, that PokerNews were also happy with this approach.

Very often, an article that pisses off the masses generates a lot of shares on social media, and a lot of interaction and all of this is perfect for a company like PokerNews – not so for writers like Derbyshire.

When I first read the feedback, my immediate reaction as a writer, was the poker players are censoring me. By demanding that Parvis draw up the portcullis and stride outside of PokerNews castle holding Derbyshire’s severed head in his hands, they were striking fear into the hearts of writers who dared utter a word against the kings of the poker jungle.

I don’t feel that way anymore. If I a company were going to fire me for holding an opinion I would have received my marching orders a long time ago. Instead, I view the Derbyshire incident as a lesson learned for all writers as to how far to push opinion into the realms of click bait propaganda.

Kenny Hallaert was once the victim of the sharp fingertips of Derbyshire. In the build up to the World Series of Poker (WSOP) Main Event Final Table, Derbyshire wrote an op-ed suggesting that the Belgian wouldn’t be a good role model for the game should he win.

“We have freedom of speech, and this means reporters in any sport are free to give their opinions on anything.” Said Hallaert, “You cannot censor writers. There is nothing you can do about it. It’s within their rights to write what they want. But, there always needs to be respect for the people they are writing about, and if possible, back up statements with facts.”

And I think this is where Derbyshire went wrong, not only in this article but his general strategy overall. The players felt disrespected by his choice of language and tone.

 “I don’t think he respects poker players,” said Patrick Leonard. “I assume he realised who the popular people were on Twitter and he would be able to induce some angry responses and thus a lot of clicks to his articles.”

“If you are attacking poker players, what do you expect to happen?” said Joey Ingram, “These people have a lot of friends. If you keep putting people down, they will react. If I started going after people again and again, and then arguing with them on Twitter, then people will be upset with me too.”

 “It seems clear at this point that he has a distaste for poker players.” Said Matt Stout. “If the things he said remotely reflect his true feelings about pro poker players, perhaps he should dedicate his energy and time to endeavours that will enable him to make his own impact on society well beyond what he can do by talking about our community.”

Poker Community And The Future of Opinion

Click on the Parvis tweet, and read how many people want Derbyshire fired. I can’t remember so much vitriol levelled at a writer.

I was expecting a full blown crucifixion with poker players nailed on a bloody editorial. There was no blood, just a few nails and some wood. It’s since become apparent through my conversations with people that they are taking this opportunity to fire off a haymaker because of his contrarian view in his PokerNews scribblings over a longer period. They have had enough, and they wanted him gone.

But where do the poker media fit into the ‘community?’ The furore of this incident and the apparent firing of Derbyshire (he alluded to this in an apology sent via Twitter) makes me wonder if the players view the media as part of that community? Even Stout uses the words ‘our community’ when referring to Derbyshire.

Is this the death knell of the opinion piece. Will poker writer’s search for the safe haven of “PokerStars Wins EGR Operator of The Year Award” or “Niall Farrell Wins WPT Caribbean” and offer the general public 20 articles that all say the same boring thing?

“People must be allowed to write opinion pieces like in any other sport,” said Hallaert. “It goes back to freedom of speech. You should be allowed an opinion on anything, and to be able to air that opinion.”

 “Opinion pieces are one of the most important parts of poker media,” said Patrick Leonard. “A lot of poker media is boring and retiring. To see a unique look on things is refreshing.”

 “Opinion pieces should be allowed and favoured. It’s the way all of the media is going. Opinions are important, however retarded. They are also more interesting.” Said Kat Arnsby.

 “You need to be able to push boundaries and have a hot take on things,” said Joey Ingram. “They should be able to write about anything they want to write about in theory. Although, I am not sure why a poker writer would want to push boundaries anymore – in fact, I don’t know a lot of writers that do.”

 How Bad Was The Article?

 As I alluded to earlier, I was shocked at the number of people coming forward to ask for Derbyshire’s head after he wrote the post. I have read it, and if he was directing that view on poker writer’s, I can’t imagine it having that much of an effect on me.

I also don’t share the opinion that the vitriol is deserved because he has been pecking away over a long period of articles. Here’s the thing – I read all of his articles because I like the way he rubs people up the wrong way. Poker media is a combination of facts and entertainment. That entertainment comes in the form of emotional connection. He creates that with his contrarian view. I will miss him. And his vanishing act means it’s less likely that anyone else will step up to the plate.

“It’s not easy to write about poker,” said Hallert. “There is the luck element involved, and you don’t get that in most other sports. When a footballer makes a bad pass, you can clearly see it. How can you justifiably say a poker player has made a bad call?”

 “I’m horrified that PokerNews took the article down,” said Arnsby, “Marty Derbyshire is obviously a bit of a tool, not a great wordsmith and sprouts a lot of shite – but that is modern media. How can poker be special?

 “Remember the ‘Gunships for Migrants’ article by Katie Hopkins in the Daily Mail? They never retracted that, and it flew very close to breaking laws about inciting hate!”

 “I don’t think the article is that bad.” Said Joey Ingram. “My interactions with him have been positive. I didn’t realise he was disliked so much. If I wrote about that debate nobody would be saying anything, because of who I am, I guess. Had a pro poker player wrote that it gets a different reception.”

 Derbyshire or PokerNews?

 The first time I wrote this article, it was halted at the floodgates. I knew that my opinion was going to turn the pitchforks in my direction and so I checked with my Editor. I think the words he used were ‘it sounds butt hurt.’

 It’s unusual for a poker writer to be able to plough a lonely furrow and write what the hell they want. If the people I spoke to are correct, and this sense of disrespect built up over time, then wouldn’t the powers to be at PokerNews have been aware of the nature of Derbyshire’s content.

I go to PokerNews to obtain tournament results. I have never used it as a news or entertainment site. For many years, it was apparent to me that there was a bias running through the material heavily skewed towards the PokerStars brand and the players who represent that brand.

In recent months, that changed. Opinion pieces started to become more popular, with Derbyshire leading the way. I began to become an avid reader again.

And all this begs the question: Who orchestrated this change in approach – PokerNews or Derbyshire? Who benefited from this approach – PokerNews of Derbyshire?

“So much poker media is dis-ingenious,” said Arnsby, “Pay-per-word marketing copy, and as long as it paints the pros/operators in pink light, they call it ‘good journalism.’ If it slags anyone off, even as an opinion, it’s ‘bad journalism.’ I call bullshit!”

 “I would have had no problem with his article if the writer was half as critical of the dominant companies controlling the industry. It seems to me that poker media are paid to endorse the bigger brands. Players need to wake up and boycott because a journalist is a paid shill, not because he/she writes a controversial opinion piece.”

You’re Fired!

Millions of Americans are hoping that those words – made famous by a 70-year old tycoon who will soon be the next President of the United States – are not going to be prophetic.

Americans are scared.

Is he going to build a wall?

Will he make my wife leave the country because she wasn’t born here?

Will the Fifth Amendment privileges be taken away from me?

Will he grab my pussy?

Trump is a narcissist who rules through fear and intimidation. It is his world, and everyone needs to abide by his rules or face the consequences. He censors any opinion except his.

I feel intimidated right now.

I feel censored right now.

Am I going to be fired because I wrote this? Do I need to tow the party line and regurgitate the same story as every other media outlet? Should I just stick to the facts? Should I relegate my opinion to discussions with my wife over dinner?

An unwritten rule in football is never too intimate to the referee that an opponent should be shown a yellow or red card. Violation of this rule is unethical. People may feel that Derbyshire deserves to be sent off, but they shouldn’t be waving an imaginary card in the face of his lords and masters.

Poker players are telling the media what is and isn’t acceptable, and that’s not acceptable. They are using intimidation tactics to cut out the tongue of the press.

Don’t we want to raise our children to feel comfortable spitting their authenticity into the world?

“I have never heard of a footballer asking for a reporter to be sacked because of something they wrote,” said Hallert, “Poker players are quite active on social media and can apply pressure because it’s a small world. You shouldn’t say that the guy should be sacked. I would never put pressure on a guy like that.”

 “I think Martin is getting the backlash from players who are being taken advantage of and mistreated by the online giants. It’s ridiculous that this guy should lose his job.” Said Fintan Gavin.

 “I understand where people are coming from,” said Joey Ingram, “I don’t agree with it, but I understand it. You don’t want to be PokerNews and not having top players wanting to work with your site.”

 ‘People who tweet things like this and write articles like he did should not be employed as poker writers.” Said Matt Stout.

27 Oct
 tonkaaaap @tonkaaaap
@Shillibier @PokerNews man @MartyDerby is a horrendous poker journalist. Probably bad at any form of journalism god damn.
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 Martin Derbyshire @MartyDerby
@tonkaaaap @Shillibier UnderstandSarcasm Be lessSensitive &accept that eatingBurgers &clicking buttons doesnot makeu an expert on journalism
1:43 PM - 27 Oct 2016
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 What is Expected of the Poker Media?

 All of this boils down to expectations and boundaries.

So what are they?

“I loved all the pros calling him out for “not being a journalist”. Said Kat Arnsby, “What does that word even mean anymore? Seriously. Who is a journalist in the age of selling opinion? I think the function of poker media should be as any other, create debate, draw attention to pertinent issues, and be INTERESTING! Accuracy is important when reporting an exact situation, but an interesting writer will always take a slant, hopefully, a unique one. I want to see poker media be more honest, and work harder to actually reach out to people OUTSIDE poker, not just waffle for people already inside.”

 “I don’t pay much attention,” said Joey Ingram, “Maybe that’s because I have been around a long time. It might be different if I was new to the industry. Remko isn’t writing too much, OPR is an excellent site, and I like the work that Robbie Strazynski outs out there, but regarding poker media – I wouldn’t even know who poker media are.”

 “I believe the poker media does a decent job of filling their role and that they should have plenty of journalistic leeway to keep the material interesting and fresh, but that there are still lines you don’t cross just like in anything.” Said Matt Stout,

 “We’re lucky to have poker media,” said Kenny Hallaert. “They make sure the game gets promoted, and it draws attention to the outside world. There would be no poker without exposure, so we have to be thankful to the media for writing about our sport.”

The entire incident has left a very unsavoury taste in my mouth. I know that I have to take 100% responsibility for my actions, but I do feel less comfortable airing an opinion than I did yesterday.

Marty Derbyshire made a series of mistakes, and he has since apologised for them on Twitter. Reading through the lines, it seems rather than have his back, PokerNews have released him from their service. I have reached out to Derbyshire for clarification but at the time of publication had not received a reply.

I once wrote for a well known online poker company under a pseudonym because they didn’t want my name associated with their brand because of my ‘controversial’ opinions. So I guess I feel for Derbyshire. Poker is all about taking risks. Derbyshire took one and got fired for it. Is that justice?

I will continue to share my opinion and search for unique angles in stories. I don’t just do this for my customers. It’s important for my sanity. I have to make this job enjoyable, and that’s how I do it.

I take criticism for my articles and viewpoints. I upset a lot of people. And for the most part, I will take the punches, until one day I see a train of people walking down the street holding pitchforks and burning torches and when I ask them where they are going they say:

“We are off to Marty Derbyshire’s house.”

And I think, “fuck this. I’m going to quit writing and sell tea.”

PH DOJ reject bribes to release Chinese online gambling staff

The Philippines top law enforcement official says the authorities were offered significant bribes to release the Chinese nationals arrested last week for illegally working in the online gambling business.

Last Friday, National Bureau of Immigration and Department of Justice officers raided the Fontana Leisure Park & Casino in the Clark Freeport Zone, arresting 1,316 Chinese nationals who were found working as call center staff for an online gambling operation.

The arrested suspects, none of whom had applied to work in the Philippines, are in the process of being deported for overstaying their welcome and violating the conditions of their tourist visas.

On Tuesday, Philippines Justice Secretary Vitaliano Aguirre II raised eyebrows when he claimed that Department of Justice officials had been offered bribes to release the arrested workers.

The Inquirer quoted Aguirre saying these bribes had ranged up to P200k (US $4k) for each worker, which would total an astonishing P263.2m ($5.3m) for the lot. (Seriously, has anyone x-rayed these workers to see if they all swallowed diamonds during the raids?)

As impressive as that total might be, Aguirre said the bribes weren’t enough to deter officials from their fight against crime and corruption. Aguirre had a simple message for lawbreakers: “Break it and we will go after you.”

Bureau of Immigration spokesman Tonette Mangrobang claimed the Chinese workers had been engaged in “an unlicensed online gaming business.” The Inquirer claimed the workers were supporting the online gambling operations of Jack Lam, who operates the Fontana casino. Lam is also the chairman of the Jimei Group, a leading Asian casino junket operator.

In April 2015, Lam’s online gambling operations were the subject of a blistering op-ed by Manila Times journalist Erwin Tulfo, who accused Lam of operating without the permission of the Philippine Amusement and Gaming Corp (PAGCOR). Tulfo also accused Lam of issuing ‘sub-licenses” to Chinese and Korean nationals and, perhaps presciently, claimed Lam’s online dealings had “gained the ire” of certain immigration officials.

Last Friday’s arrests followed a similar sweep in September that netted 154 Chinese nationals working at a different online gambling operation at the Clark Freeport. That was followed by last month’s bust of an illegal online gambling operation in Makati at which 50 Chinese nationals were detained. The Philippines is in the process of restructuring its online gambling market to require all operators to hold a PAGCOR offshore gaming operator (POGO) license.

Money calendar offers financial tips

1 December 2016
 From the section Business
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Fireworks in EdinburghImage copyrightPA
As the year draws to a close, many people will review the state of their wealth. So, is your bank balance now a spectacular display or did your finances fizzle?
The BBC News website asked the independent Money Advice Service to deliver a calendar of month-by-month tips to help people keep their personal finances in order.

January

Media captionAndy Webb, of the Money Advice Service, gives money tips for January
As the Christmas trees and decorations come down, it is time to tackle the money hangover.
Work out how much you have spent on your overdraft, credit card and loans over the festive period. Use a budget planner or this January toolkit to work out how much you could afford to start paying back each month.
If you are struggling with your finances, it is important to seek free debt advice as soon as possible. For example, missing three utility bill payments in the last three months could be a sign that help is needed.

February

Media captionMoney Advice Service tips for February
Consider cooking and eating in instead of going to a restaurant on Valentine's Day. They are plenty of options for fun and free activities on a date night.
Keep an eye out for offers and vouchers online so you can make sure you are getting a good deal.

March

Media captionNick Hill offers financial tips for March
Give your finances a spring clean by shopping around for the best deal on domestic energy. It may be that you can get a better offer elsewhere.
Review your subscriptions, such as magazines and TV bundles, and see if there are any that you no longer want.
See if you can cut back on any non-essentials, for a quick cash injection.

April

Media captionMoney Advice Service money tips for April
Having some funds set aside can help to pay for big purchases, or give you peace of mind in case any unexpected costs arise.
So, work out how much you could save each month. Don't aim too high - just saving a little each month can make all the difference.
Shop around for the best savings account. It is easy to switch, and you might get a better deal from a different bank.

May

Media captionMelanie Dowding offers tips about holiday savings and spending
If you are hoping to go on holiday this summer - whether in the UK or abroad - then May is about the time to consider how much this is going to cost.
Use a budget planner to see how much you could be setting aside each week or month to pay for this.
When it comes to booking, hunt around for deals. Don't book the first flights you find, do your research and shop around.

June

Media captionMelanie Dowding, of the Money Advice Service, offers money tips for June
Halfway through the year means it is time to start planning for Christmas.
Think about how much you spent on Christmas last year and work out how much you plan to spend this year.
Avoid financial worry by beginning to set aside a little each month to make sure you can comfortably pay for each present and party.

July

Media captionAndy Webb, of the Money Advice Service, gives July money-saving tips
Research what activities are going on in your area over the summer. Is there anything fun and cheap or, even better, free?
Instead of buying refreshing smoothies and juices while out and about, consider making your own at home and taking them with you to save a few pennies.
Invite people round to yours for a drink and nibbles, instead of going to the pub.

August

Media captionAndy Webb offers money tips for August
It is tempting to spend more money in the summer months, with the warmer weather and longer days.
Review how much you have spent over the summer so far to see whether you are spending more or less than you had budgeted for.
If you have been thrifty and spent less than you had anticipated, make sure to pop the extra funds you have got into savings.

September

Jump media playerMedia player helpOut of media player. Press enter to return or tab to continue.
Media captionMoney Advice Service tips for September
This month always shows a peak in new car sales, as the second round of new number plates are released. Do you own a car? How much does it cost you to run?
If you travel by train, think about how you buy your tickets - do you get daily, weekly, monthly or annual tickets? Which option is the best value, and is it cheaper if you buy them in advance or online?

October

Jump media playerMedia player helpOut of media player. Press enter to return or tab to continue.
Media captionKat Hodgkinson offers money saving tips
If you are a smoker, consider taking part in Stoptober. Cutting back on cigarettes can save you a surprising amount of money.
If you are not a smoker, think about whether you have any regular spends or naughty habits that you could cut back on.

November

Media captionNick Hill offers some financial tips for November
If you are organising a Secret Santa in the office for Christmas, set a low price limit, such as £2 or £5, so you don't have to fork out for something special for someone you do not really know.
If your aim of setting money aside for Christmas has not quite gone to plan, there are ways to find some quick extra cash (see March).

December

Media captionNick Hill, of the Money Advice Service, offers financial tips for December
Although the year is not quite finished, now is a good time to start planning for 2017.
If you are keen to ditch those debts once and for all, make sure one of your new year's resolutions is to seek some advice.
Think about securing your financial future, possibly through building up a savings pot or taking out an insurance product, such as income protection or critical illness cover.

China's AliPay apologizes after soft porn floods its payment app

Alipay Circles Campus Diary
China's answer to PayPal has apologized after a new social media feature on its payments app was hijacked by promoters of soft pornography.
Alibaba (BABA, Tech30) affiliate Ant Financial launched Circles on its Alipay app just a week ago. It allows users to chat, share photos, and create groups.
Photos of scantily clad women in suggestive poses immediately flooded groups called "Campus Diary" and "White Collar Diary." Some were accompanied by messages indicating the women were looking for wealthy men, others openly solicited rewards or gifts.
"We've been cherishing Alipay like our life. Now, it's reputation is tainted," said Alibaba co-founder and Ant Financial CEO Peng Lei in a statement titled "Wrong is Wrong."
Ant Financial completed a funding round earlier this year that valued the company at $60 billion, more than rival PayPal (PYPL, Tech30).
Related: China cracks down on growing live streaming industry
Some Circles only allowed women to post, and restricted comments to users with credit scores of at least 750. Credit scores on the app range from 350 to 950, and are determined by factors such as job, salary, credit history and level of education.
One post in "White Collar Diary" showed a young woman posing on a bed with a strategically placed pillow. "I'll chat with someone who gives me a gift," she said in the accompanying message.
Alipay Circles social app
"Campus Diary" blocked users with low credit scores from commenting, but did allow them to send gifts to the women.
Gifts are similar to a like button, but with cash attached. The transaction takes place on Alipay, sending money between users.
Wang Sicong, son of billionaire Wang Jianlin, criticized Circles on Weibo, posting a photo of a woman's backside with the word "Alipimp" splashed across the image, a twist on Alipay's Chinese name.
Circles was first rolled out in early November to a few select users in cities like Beijing and Shanghai. Users were invited to join groups like "Eligible Singles" and "Overseas Educated Chinese Returnee Elites," organized by Alipay.
The singles group required invitees to measure their attractiveness through Alipay's embedded facial recognition software, according to market research firm Marbridge Consulting in Beijing, citing reports from one user.
"Any kind of science experiment like this has a million and one ways to blow up in your face," said Mark Natkin, managing director at Marbridge.
"While I'm sure Alipay never intended for those it had invited to use Circles in this way, they inadvertently created an environment conducive to that," Natkin said.
Related: China holds "World Internet Conference" as censorship intensifies
China is deeply sensitive to the growing number of people trading the allure of sex for money online. The Cyberspace Administration of China issued regulations prohibiting people from live streaming any content that could "endanger national security and undermine social stability." The new edicts went into effect Thursday.
Ant Financial said it will shut down Circles with lewd material in the future. It already yanked "Campus Diary" and "White Collar Diary" earlier this week. Users that post malicious pictures will also be banned from Circles.
Peng defended the new social media features, saying "Campus Diary" was one bad group among others meant to foster "a beautiful sharing experience."

How to make money fast

We will be AVOIDING ridiculous money-making schemes like the ones you typically find online. For example…
Top 4 ridiculous money-making schemes
Panhandling? Selling your hair? These ludicrous (and hilarious) ideas are REAL suggestions given by so-called “experts.”
That’s frustrating, because I believe most of us are willing to do the work IF we know that there’s a payoff.
I’ve taught thousands of students how to make money fast (all with different talents, levels of experience, and even in different countries) — and I want to show you how you can do the same.
I’ve included 3 different timelines and 6 different tactics to help you make money quickly. Each of these tactics for making money has worked with thousands and thousands of people. Remember, you can take it at your own pace.
How much money are you looking to make? Choose your path below.
“I need $100 RIGHT NOW”
Negotiate your bills & save money with one phone call
Make money fast by selling on eBay
“I need $1,000 in the next few weeks”
Negotiate your salary and make thousands with one meeting
Take my “Save $1,000 in 30 days” challenge
“I need to make $10,000 this year”
Earn extra money by freelancing on the side
Make money online by starting your own business
“I need $100 RIGHT NOW”Option #1: Negotiate your bills & save money with one phone callIt’s sad that most of us are never taught how to negotiate. The truth is that most things CAN be negotiated…and we can save a ton of money doing it. What would it mean for you if you had $100 less to pay on your bills this month?
Your cell phone bill is the perfect place to start. Cell phone companies have this wildly curious business model of acquiring tons of customers through very expensive means (e.g., national advertising), then churning through them by treating them horribly. Yet even they know that it’s cheaper to retain an existing customer than to acquire a new one. You can use this “customer acquisition cost” in your favor. Here’s how:
Step 1: Find comparable plans for your usage on other cell phone networks. For example, I’m with AT&T, so I’ll investigate Verizon, T-Mobile, and Sprint by going to their websites. Write down how much they each cost, how many minutes you get, and any other benefits.
Step 2: Call your current cellphone company. To make it easy, here are the phone numbers:
AT&T: 1–800–331–0500
Verizon: 1–800–922–0204
T-Mobile: 1–800-T-MOBILE
Sprint: 1–866–866–7509
Step 3: The key is be nice. Ask them what better plans they have to offer you.
You: “Hi, I was looking at my plan and it’s getting pretty expensive. Could you tell me what other plans you have that would save me money?”
Them: Blah blah same plans as on the website blah blah
You: “What about any plans not listed on the website?”
Them: No, what we have is listed on the website. Plus, you’re on a contract and have an early cancellation fee of $XXX
You: “Well, I understand that, but I’d be saving $XXX even with that cancellation fee. Look, you know times are tough so I’m thinking of switching to [COMPETITOR COMPANY]. Unless there are any other plans you have…? No? Ok, can you switch me to your cancellation department, please?”
Note: They won’t cancel without your final word! Plus, you’re in a much stronger position if you’re willing to walk away. What you really want is to be switched to their “customer retention” department, which is the group that has the ability to retain you by giving you a bunch of free deals. You can either ask to be switched directly to the customer retention department, or play a game and hope that by asking for “cancellation,” you’re actually transferred to retention. Play around with a few phone calls and see what works best.
When you get to the customer-retention department, ask for the same thing. This is when you pull out your competitive intel on the other services being offered. If Verizon is offering something for $10 less, tell them that. That’s $120 savings / year right there. But you can do more.
You: “Listen, you know times are tough and I need to get a better deal to stick with you guys. You know and I know that your customer acquisition cost is hundreds of dollars. It just makes sense to keep me as a customer, so what can you do to offer me this plan for less money?”
Notice that you didn’t say, “Can you give me a cheaper plan?” because yes/no questions always get a “no” answer when speaking to wireless customer-service reps. Ask leading questions. You also invoked the customer-acquisition cost, which is meaningful to retention reps. Finally, it really helps if you’re a valued customer who’s stuck around for a long time and actually deserves to be treated well. If you jump around from carrier to carrier, you’re not a worthwhile customer to carriers.
Bonus: Tapping into “hidden income” — money you’re throwing away every month — is part of my huge free guide to personal finance. Download your copy of my 6-part guide now.
Option #2: Make money fast by selling on eBayA few years ago, I was skeptical when it came to selling things on eBay. Can you really make money doing that? But then I tested selling a few things on eBay… and I made over $1,000. We ALL have things laying around the house that we can sell. Maybe…
There’s a pair of nice shoes in your closet that you never wear
In your attic, you have some old baseball cards collecting dust
You recently upgraded your laptop and don’t know what to do with your old one
All of these things — and thousands more — can make you money on eBay. I created an in-depth, step-by-step guide on how to make money off of eBay in just 37 minutes. I also include real life examples from my students who make $1,000+ selling on eBay EVERY MONTH. Click here for my free guide to making real money on eBay.
“I need $1,000 in the next few weeks”Option #3: Negotiate your salary and make thousands with one meetingAh, salary negotiation. When you ask people if they negotiated before joining their current company, they usually fall into one of two categories:
Utter denial: “The economy is tough, and I didn’t want to be annoying. I’ll try some time in the future, you know?”
Embarrassing failed attempt: “I didn’t know what to say, so I just asked if there was wiggle room, they said no…and then I didn’t ask again”
Getting a raise is the easiest and fastest way to make more money. A single salary increase can boost your salary by thousands of dollars.
And that’s just the first year. A one-time salary increase of $5,000 — properly invested — adds up to over $1,300,000 by the time you retire. Talk about a Big Win.
With just one conversation, you can boost your income for life, but it’s a HUGE missed opportunity for most people. We hate to negotiate — what if our boss says no? What we have scheduled reviews and ours isn’t for another 8 months? What if we’re just no good at that sort of thing?
The key is that 80 percent of the work is done before you ever set foot in your bosses office. I can show you how.
I collected years of my best articles and case studies on salary negotiation and getting paid what you’re worth into a massive free guide.
It goes into even more detail on the strategies described here. Plus you can download the free ebook to read and study wherever you like.
Check out the Ultimate Guide to Getting a Raise and Boosting Your Salary now »
Option #4: Take my “Save $1,000 in One Week” challengeThere’s a big misconception that we need to make HUGE sacrifices to get money fast (like getting our forehead tattooed).
But actually, we can focus on what we already have to save money.
My “Save $1,000 in One Week” challenge walks you step-by-step through a week full of tips on how to save money on everyday things.
You’ll learn:
The 4 words that lower cable bills by at least $30/month ($360/yr) with one phone call
How to cut $20-$100/month out of your spending without sacrificing anything
My 4-step system that all but automates shopping so you spend less and get higher quality
Exactly how to get 3%-20% back on just about every purchase (NO, it isn’t a credit card, and it only takes 8 minutes to set up and seconds to use)
And much more — all in just 1 week.
Thousands of my students have already used these tips successfully. How much could you save?
“I need to make $10,000 this year”Option #5: Earn extra money by freelancing on the sideI recently asked readers what’s stopping them from creating a side business. Their feedback was surprising:
The surprising #1 result: “I don’t have an idea”I was expecting a lot of “I’m scared” or “I’m not good enough” answers…but instead, the #1 answer was “I don’t have an idea.”
Freelancing on the side is something anyone can do. You don’t have to have tech skills — students of mine have found success as professional dog walkers, caricature artists, violin instructors, marketing consultants, and much more.
It’s easier than you think to get started and you can make money fast. Despite what most people do, you don’t need to buy business cards, set up an LLC, or build a website to start making money on the side.
I’ll show you how you can take the skills you already have (no matter how weird) and make money off of them. You’ll learn the exact process of how to go from no idea to getting the market to pay you for your skills.
See my step-by-step, in-depth article that shows you how to earn more money by turning your skills into profit.
Option #6: Make money online by starting your own businessWhen you crack the code of starting an online business, you can take what you love, bottle it up, and share it with the world — automatically — for years to come.
This $690 payment came while I was eating a late lunch on Friday.
My systems handled the marketing, sales, even customer support. All automatically.And the best part?
You can do this on your own. For the first time ever (and especially in the last couple of years), you can implement systems so powerful, they let you find the right idea, build traffic, convert visitors to subscribers, and sell — all automatically, and all on your own.
Some people take years to make real money online because they focus on all the wrong things. You can avoid focusing on the minutiae. I’ll show you everything you need to get started. Click here for the 6 essential steps to making money online.
Bonus: So many of you wanted to learn more about business that I created a massive 7-part guide to making money online. From finding an idea, to your technology toolbox — it’s all covered. Get your copy now.
* * *
I’ve shown you 6 ways how to make money fast. But, as we’ve covered, it sucks to be in this position to begin with. Money doesn’t have to be this stressful.
With that in mind, I put together a special bonus for you.
In this 11-minute video, I’ll show you how you can create the perfect system to automatically take care of your money every month.
No more panicking if you have enough in your checking account to pay the bills — it’s my gift to you. This system took me 10 years to perfect and it’s being used by thousands of my students successfully.
Enjoy!

The U.K. isn’t the only country that’s using animal fat in plastic currency



The central banks of Canada and Australia have confirmed to CNNMoney that their polymer bills also contain traces of animal fat.
The Bank of England admitted Monday that traces of tallow, derived from animal fat, can be found in the new British £5 notes that went into circulation in September.
The news prompted an immediate outcry from vegetarians and vegans, some of whom called on the central bank to stop using animal products in its currency.
“This is unacceptable to millions of vegans, vegetarians, Hindus, Sikhs, Jains and others in the U.K.,” read the text of an online petition that quickly attracted more than 90,000 signatures.
The firm that supplies the polymer plastic used in Britain’s £5 notes — Innovia Films — also supplies material used in polymer money in 23 other countries, including Canada and Australia.
Representatives at the Bank of England and Innovia Films said Tuesday they had only recently become aware of the issue.
Patricia Potts, a spokeswoman for Innovia Films, confirmed that a supplier had used tallow to help make the material more “anti-static.” She declined to name the supplier.
“They are looking to eliminate that, but obviously that will take time,” Potts said. “It’s a very difficult process.”
Potts said Innovia Films would never “knowingly add any animal ingredients into our products.”
Potts was not able to confirm that all 24 countries supplied by Innovia Films had animal fat in their notes. But she said it would be a “fair assessment.”
“You can assume it’s the same polymer,” she said.
Tallow is a waxy white fat that’s typically made from the kidneys and loins of cows, sheep and horses.
Central banks have been switching to polymer cash in recent years because the flexible material resists dirt and lasts longer than paper cash. It also allows for more robust security features.
Other countries that use polymer banknotes include Mexico, Malaysia, Nigeria and Chile.

What Super Mario Maker Played On Nintendo 3DS Is?

Nintendo’s port of Super Mario Maker is a great distraction for those that missed out on the Wii U installment, but it is lacking when compared to the console iteration. SMLXL
Upon the announcement of Super Mario Mario For Nintendo 3DS, many gamers were left dumbfounded. There’s little question that the critically-acclaimed, Super Mario-themed level creator made portable was an enticing prospect, but it was what Nintendo had to sacrifice to get the title running optimally on the underpowered 3DS that had fans concerned. Now that the game is here, it’s easy to see that a number of their concerns were valid, but the joy of level creation on the go is just as much fun as gamers would expect.
To cut right to the biggest issue present in this game, the major changeup that has a number of fans up in arms is the complete lack of online in Super Mario Maker For Nintendo 3DS. As one of the largest reasons why gamers kept playing the title after release, the inability to trek through user-created levels or upload their own chaotic masterpieces are major drawbacks. Indeed, it’s obvious by the omission of these features that the 3DS iteration will never be the de facto version of Super Mario Maker — but it’s far from all bad.
One of the best parts about bringing the game to handhelds is having a wide array of level-building tools on the go. Doused in flavors from four different eras of the beloved Super Mario platforming series, gamers will be hard-pressed to be upset with the tools at their disposal. In fact, all of the creation assets from the Wii U version have made the transition over to this portable entry, with the exception of the Mystery Mushroom. As one of the more engaging fan services from the original, the Mystery Mushroom allowed players to suit up as a myriad of different pixelated mascots such as Link, Pikachu, and even Sonic the Hedgehog. It’s a noticeable absence, but it’s far from a deal breaker.
The Nintendo 3DS touchscreen is just as intuitive for level design as the Wii U GamePad.
Since the focus of this Super Mario Maker is so heavily based on creating rather than sharing, it’s nice to note that the tutorials have been completely revamped in order to provide a more thorough understanding of how to make a worthwhile area. These lessons are provided by the surprisingly entertaining duo of a pigeon named Yamamura and his assistant Mary O, both of which ease the process of learning how to use the game’s tools through comedic dialogue. The various tips and tutorials in place are also a lot more hands-on, and players will be left with a greater sense of how to tackle their dream levels as a result.
While the knowledge required to build stages is really only a few lessons away, those that just want to play some absurdly challenging levels will be able to scratch that itch through the ‘Super Mario Challenge’ mode. Featuring a total of 88 levels to trek through, there’s something of a trademark Mario Maker approach to the way these areas have been built. If new stages weren’t enough of an incentive, Nintendo has ensured that players will have to experience this campaign of sorts in order to earn pieces of the level builder that are locked away behind different sections of this platforming venture.
Only in Super Mario Maker.
Meanwhile, those that find themselves mastering each sector can opt to engage in challenges (of which there are two per level) to earn medals. These medals are necessary for anyone hoping to test their mettle in the final 12 areas featured within ‘Super Mario Challenge’, but they also serve as a reason to go back and keeping playing. Completionists are sure to get some bang for their buck in this sense, as the medal requirements are some of the most challenging and unique aspects of the game. Even then, it’s hard not to get sucked into the challenge found throughout (i.e., complete a level without hitting Left on the D-Pad or the ever-entertaining ‘reach the goal as Weird Mario’).
When stacked up to the Wii U version, there’s little doubt that Super Mario Maker For Nintendo 3DSis the lesser of the two — and it doesn’t even support 3D on the notoriously 3D-enabled handheld. The lack of online sharing is only made more baffling by the fact that apparent user-made levels from the Wii U iteration can be accessed through the ‘100 Mario Challenge’ mode, while the exclusion of Mystery Mushrooms also makes little to no sense given how prominent amiibo support on the portable is nowadays. Still, there is a ton of fun to be had for anyone that has yet to experience the level-building phenomenon known as Mario Maker, and those that have will be able to refine their mastery of the tools featured within the game.
SMLXL
Super Mario Maker For Nintendo 3DS is available on December 2, 2016.
Nintendo provided Game Rant with a physical copy of Super Mario Maker For Nintendo 3DS for review purposes.